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No credit check up to $25,000

Rent-to-own Barns

Get a steel barn up on your land now and pay for it monthly. No credit check on barns up to $25,000, same-day approval, and you can pay it off whenever you want with no penalty.

  • No credit check on barns up to $25,000
  • Same-day approval with no long application
  • Utility, lean-to, step-down and raised-centre barn styles
  • Pay it off anytime with no early payoff penalty

Start Your Rent-to-own Barn

No credit check. Same-day approval. Takes about a minute.

$0
Credit check up to $25,000
Same day
Approval decision
15
Barns in the RTO range
$0
Early payoff penalty
How It Works

Four Steps from Picking a Barn to Owning It

Rent-to-own is run by Carport Central directly, so there is no outside lender, no application fee and no credit pull at any point.

1

Pick Your Barn

Choose a utility, lean-to, step-down or raised-centre barn priced up to $25,000, or give us the dimensions you want.

2

Get Approved the Same Day

Send the form above or call (980) 321-9898. Answer a few questions, sign, and you are done.

3

Make Your First Payment

The down payment starts at 10% of the barn price, plus a security deposit.

4

We Build and Install It

Your barn is fabricated and installed on your level site. Keep paying monthly, or pay the balance off early whenever you like.

Credit check
None up to $25,000
Approval time
Same day
Minimum down payment
10% plus deposit
Terms available
24, 36, 48, 60, 72 months
Barn price range
$2,500 to $25,000
Contract type
Open, month to month
Early payoff penalty
None
Installation
Included on a level site

Want the full program terms, deposits and state notes? Read the rent-to-own metal buildings program page.

Barns Are the One Building That Often Costs More than the Rent-to-own Ceiling

Rent-to-own stops at $25,000. Barns are bigger than carports and garages, so a good part of the barn range sits above that line — right now 15 barns fit inside the rent-to-own band and 56 sit above it. Every horse barn currently listed is past the ceiling too. That is worth knowing before you fill in a form rather than after. If the barn you want costs more than $25,000, financing covers buildings up to $250,000 over terms as long as 180 months, and a specialist can price both routes side by side.

Styles and Prices

Rent-to-own Barn Styles and What They Cost per Month

Every style below sits inside the rent-to-own range. Monthly figures assume 10% down on a 72-month term and are shown before taxes.

Rent-to-own barn styles, starting prices and estimated monthly payments
Barn styleTypical useStarting atFrom, per month
Utility and Lean-to Barn 36'x20' to 44'x25' · 720 to 1,100 sq ftEnclosed centre for feed and tools, open lean-tos down the sides for equipment.$12,653$420.16
Step-down and Drop-down Barn 36'x25' to 48'x36' · 900 to 1,728 sq ftTaller centre section with lower side sheds, the classic working farm profile.$18,240$605.68
Continuous-roof Barn 36'x26' to 48'x26' · 936 to 1,248 sq ftOne unbroken roofline across the centre and both lean-tos, best in heavy rain.$19,027$631.82
Raised-centre and Pole Barn 42'x20' to 44'x30' · 840 to 1,320 sq ftRaised centre aisle for headroom and airflow, tall enough for a loaded trailer.$21,846$725.43

Starting prices are the lowest currently listed for each style that still fits under the $25,000 rent-to-own ceiling, and they change with steel pricing, your state, wind and snow certification, and the options you add. Barn profile moves the price more than a few feet of width does. Monthly figures are estimates on the balance left after a 10% down payment, before taxes. Your exact payment is confirmed on your agreement.

Estimate Your Payment

What Would Your Barn Cost per Month?

Drag the sliders to match your barn price, term and down payment. Figures are estimates before taxes.

No impact to credit

Estimated monthly payment

$ 0.00 /mo. before taxes

Like what you see? Get the full details on RTO.

See My Rates
Configure It

Build the Barn You Actually Need

Options are priced into the barn before your rent-to-own agreement is written, so there is no second approval step for adding a lean-to or a roll-up door.

Barn Profile

  • Continuous roof, one unbroken line over centre and sheds
  • Step-down and drop-down, separate lower shed roofs
  • Raised centre for headroom and airflow down the aisle

Lean-tos

  • Open lean-tos on one or both sides for equipment
  • Enclose a lean-to for feed, tack or tools
  • Lean-to width and leg height set independently

Roof and Panels

  • Vertical roof standard, panels shed rain and snow
  • 29-gauge or 26-gauge panels
  • Roof, wall and trim colours picked separately

Doors and Openings

  • Roll-up doors sized for a tractor or a loaded trailer
  • Walk-in doors and framed windows
  • Open or closed gable ends for airflow

Frame and Certification

  • 14-gauge or heavier 12-gauge galvanized steel tubing
  • Extra bracing on wide spans and long runs
  • Certified wind and snow ratings where your county requires them

Site and Anchoring

  • Rebar anchors for graded ground, the usual choice on a barn
  • Concrete anchors where you have a slab poured
  • Level site required before delivery, footprint matters here
Example Payments

What a Rent-to-own Barn Costs per Month

Estimated monthly payments with 10% down, before taxes. Longer terms lower the payment and raise the total paid.

Estimated monthly rent-to-own payments by barn price and term length
Barn price24 months36 months48 months60 months72 months
$12,653 Utility barn, from$786.12$564.12$507.70$450.99$420.16
$14,436 Lean-to barn, from$896.89$643.62$579.24$514.54$479.37
$18,240 Step-down barn, from$1,133.23$813.22$731.87$650.12$605.68
$19,027 Continuous-roof barn, from$1,182.12$848.30$763.45$678.17$631.82
$22,482 Raised-centre barn, from$1,396.78$1,002.34$902.08$801.32$746.55

Estimates only, calculated on the balance left after a 10% down payment and shown before taxes. A security deposit is also required. Your actual payment is confirmed on your contract.

Compare Your Options

Rent-to-own Barn vs a Contractor Build vs Financing

Most barn shoppers are choosing between paying a contractor up front and spreading the cost. Here is how the three routes differ.

Comparison of a rent-to-own steel barn, a contractor-built post-frame barn and financing a barn
 Rent-to-own steel barnContractor-built barnFinanced steel barn
Credit checkNone up to $25,000Depends on the contractor's termsSoft check to pre-qualify, hard check to accept
Up-front costFrom 10% down plus security depositDeposit plus staged payments through the build0% down available on approved credit
Building size it coversUp to $25,000, roughly 720 to 1,728 sq ftAny size you can pay forUp to $250,000, the full barn range
Time to standingFabricated and installed by our crewWeeks of on-site build, weather permittingFabricated and installed by our crew
Term length24 to 72 months, then it is yoursPaid in full at completion84 to 180 months
Horse barns and large raised-centre barnsGenerally above the ceilingYesYes
 Start Rent-to-ownCompare PaymentsSee Financing
Why a Barn

What People Put in a Rent-to-own Metal Barn

A barn gives you an enclosed centre and covered open sides in one building, which is why it does the work of a shed, a shelter and a shop at once.

Hay and Feed Storage

Round bales and feed kept dry and off the ground, with the lean-tos taking the overflow through the season.

Tractors and Implements

A tractor, a mower and the attachments under one roof, with a roll-up door sized for the loader.

Livestock Shelter

Open lean-tos make good run-in shelter. Interior stalls are a fit-out you or a local contractor add after the barn is up.

Farm Workshop

Close in the centre section, add windows and framing, and you have a repair bay that is not the driveway.

Trailers, Campers and Boats

A raised centre aisle takes a loaded trailer or a camper that will not clear a standard building.

General Property Storage

The lumber, gear and equipment currently living under tarps, finally out of the weather.

Rent-to-own Eligible

Top-selling Rent-to-own Metal Barns

Every barn below sits inside the $2,500 to $25,000 rent-to-own range. Use the calculator above to price any of them monthly.

Barns are the Way of the Future

Traditional wooden barns that look as though they are on their last legs and are ready to collapse are often full of hay and other things required to run that family farm. Many farm owners have inherited their farms that were originally comprised of substandard structures. Building a barn was expensive and due to financial constraints farmers were often limited in how much they could invest in their buildings. This has all changed with the opportunities that rent-to-own barns bring. Rent to own steel structures are changing the way farm storage is viewed across the country.

Rent-To-Own Barn Prices are Affordable

In the past, farmers have faced difficult financial challenges while trying to finance the replacements for the barns they have that are no longer functional. Now with an alternative being available to them like the rent-to-own barns this is no longer an issue. The barns with RTO program is the ideal solution for anyone looking for a horse barn, an agricultural metal building, or even a loafing shed.

Carport Central Offers Barns with RTO Program

Carport Central, is an industry leader in steel and metal buildings, garages and carports. The carport company now has an easy and affordable way to own a steel structure through its Rent-To-Own Barn program. Carport Central’s RTO program is designed to allow every farmer or business person to be able to get the barn they need to run their farm or agriculture business properly and more importantly safely.

The Rent-To-Own barn program is exceptionally easy and takes the worry out of having to finance a new barn through the big banks where you are simply a number and nothing more. Carport Central has provided a solution for this that is easy and affordable which is the Rent-To-Own Barn program.

The contract for the barns with RTO program is run on a month to month basis and Carport Central requires no complex credit checks to approve your purchase, in fact Carport Central will approve you on the same day you apply! How is that for quick and simple?

All barns with R.T.O options are fully able to be paid off at any time with absolutely no penalty whatsoever to you the customer.

Great Barn Styles and Choices

Here at Carport Central not only are you being offered great pricing but also a selection of barn styles that will surely meet your needs and can be customized according to your wants. You can choose from the regular styles and choose your size. Then there is the Horse barn with options to help you design the barn to your exact liking. With our many selections of barns there is no doubt you are going to find exactly what you want at a barn prices that is perfect for your budget.

Carport Central Barns with RTO Financing

This may seem like it is no big deal but many companies that offer rent to own or financing options demand that you pay a fee or a percentage of the interest they will lose if you pay the loan out early. Not so at Carport Central. If you suddenly discover that you have the ability to pay out the amount in full before the end of the contract life then you pay no penalty at all to Carport Central.

The barns with RTO program is just another example of the way Carport Central approaches business, we would much rather have a valued customer who returns to them time after time for all of their outbuilding needs than make a few extra dollars imposing fees on customers who have already given us their business.

The Benefits of the Rent-to-Own Barn

The Rent-To-Own Barn provides the quick, fast and easy solution for replacing old barns that are no longer functional, or for new barn requirements. With the easy financing that is in place for this it removes the stress that comes with meeting the farming needs for storage and housing livestock.

Carport Central does understand and that is why we have made it easy and as painless as possible to get that barn you need and deserve now with rent to own barn prices that are easy to handle.

The style and sizes of barns that Carport Central designs and manufactures are simply too numerous to list. We have a style and a size to fit every budget and to fill every possible requirement.

Perhaps you are in need of a metal building that gives you the option of having a double door? Maybe your requirements are a little different and you need an additional door at the back of the building. Either way the choices are completely up to you and the possibilities are endless. You will find that even with your customization needs that the rent-to-own barn prices are most acceptable.

You Choose the Barns with RTO Best Suited for You

Carport Central allows you to decide the layout of the barn you want and lets you also pick the finishes that you want in your barn. Maybe you desire a different roofing option than your neighbor has? Or you want a configuration that will more suit your needs better than what you currently have? No problem. Here at Carport Central you have the opportunity to purchase the type and style of barn that is specific to your needs. There is no need to settle for “cookie cutter” style barns that only meet half or less of your requirements. Here at Carport Central the barn you choose will be to your exact specifications and fully meet your needs. All of this is what is available to you here with our affordable Rent-To-Own barn prices.

Carport Central has been designing and manufacturing quality metal and steel barns and garages and carports since 1997. We have established ourselves as one of the leaders in the industry. Every single thing we make is made from the absolute finest in materials and is backed by one the best warranties in the industry. We strive to offer all of this and still keep the rent-to-own barn prices at a level where they are easy on the budget. 

There has never been a better time to take advantage of Carport Centrals Rent-To-Own Barn program.

With today’s uncertain economic outlook, the month to month contract that Carport Central offers to the patrons of its Rent-To-Own Barn program have the peace of mind knowing that they are well looked after by Carport Central no matter what comes down the road.

Do your homework and shop around, Carport Central is fully confident that time and again you will return back where you started, at Carport Central and their Rent-To-Own Barns.

Rent-To-Own Barn Prices

The Rent-To-Own Barn prices are exceptionally competitive and are available to anyone on any budget. Carport Central is confident that you will not find a better deal on better terms anywhere in the industry that is backed by a better warranty or a company that stands behind its products the way Carport Central does.

Contact Carport Central today to get the information that you need to make a decision that is exceptionally important concerning a very large purchase for the vast bulk of farmers or businessmen.

The incredibly knowledgeable staff is ready and able to answer any question you may have regarding Rent-To-Own Barns and are ready to get you started on replacing that barn once and for all. Call us today so we can provide you the rent-to-own barn that is best suited for you.

FAQ

Rent-to-own Barn Questions

Can I Rent to Own a Metal Barn with No Credit Check?

Yes. Rent-to-own approval on a metal barn priced up to $25,000 involves no credit check and no hard inquiry on your credit report. You answer a few questions, sign the rent-to-own agreement, and you are approved the same day.

Which Barns Actually Qualify for Rent-to-own?

Only barns priced at $25,000 or below, and that is a real limit worth knowing before you get attached to a plan. Barns run bigger than carports and garages, so a good share of the barn range sits above the ceiling. The utility, lean-to, step-down and continuous-roof barns on this page qualify. Large raised-centre barns, most horse barns and anything with living space go through financing instead, which covers buildings up to $250,000.

How Much Is a Rent-to-own Barn per Month?

It depends on the barn price and the term you pick. A utility barn starting around $12,653 works out to roughly $420.16 a month on a 72-month term with 10% down. A continuous-roof barn around $19,027 is roughly $678.17 a month on 60 months. Both figures are before taxes. The payment table on this page shows every term.

Can I Rent to Own a Pole Barn?

Yes, within the same $25,000 ceiling. Our steel pole barns start around $21,846, which is roughly $725.43 a month on 72 months with 10% down, before taxes. Worth being clear on terms: these are steel-framed pole-style barns with a raised centre, not timber post-frame buildings. If you specifically want a wood post-frame barn, rent-to-own is not the right route.

Can I Rent to Own a Horse Barn?

Usually not, and it is better to hear that now. Every horse barn currently in the range is priced above $35,000, which puts it past the $25,000 rent-to-own ceiling. Two options: take a step-down or raised-centre barn that fits the ceiling and fit it out for stalls yourself, or use financing, which covers the full horse-barn range. Tell us what you keep and how many head, and a specialist will lay out both routes.

What Barn Roof Styles Can I Choose?

Vertical roof is standard on barns and strongly recommended: the panels run top to bottom so rain, leaves and snow shed off instead of sitting on the roof. Beyond the panel direction you are picking a barn profile — continuous roof (one unbroken line over the centre and both lean-tos), step-down or drop-down (separate lower roofs on the sheds), and raised centre (a taller centre aisle for headroom and airflow). Profile affects price more than a few feet of width does.

How Big Can a Rent-to-own Barn Be?

Inside the rent-to-own band, roughly 36'x20' at the small end up to about 48'x36' — call it 720 to 1,728 square feet including the lean-tos. Wider or longer than that and the price generally clears $25,000 and moves to financing.

Can I Add Lean-tos, Stalls, Doors and Windows?

Lean-tos, roll-up and walk-in doors, windows, gable ends, extra framing and colour choices are all configurable and are priced into the barn before the rent-to-own agreement is written, so there is no separate approval step. Interior stall panels and dividers are not part of the steel building package — most customers fit those out themselves or bring in a local contractor after the barn is up.

How Much Is the Down Payment on a Rent-to-own Barn?

The down payment starts at 10% of the barn price and a security deposit is also required. Because barns sit at the upper end of the rent-to-own range, that first payment is larger than it would be on a carport. Putting more down lowers the monthly payment. Use the calculator on this page to compare 10% against 20%.

What Rent-to-own Terms Are Available on a Barn?

Terms run 24, 36, 48, 60 and 72 months. A shorter term costs less in total, a longer term gives you the lowest monthly payment, and every term lets you pay the balance off early.

Can I Pay Off a Rent-to-own Barn Early?

Yes. The contract is open, so you can convert the rental into a purchase and clear the balance in full at any point with no early payoff penalty. Plenty of customers pay theirs out well before the term ends.

Do You Install the Barn, or Do I?

Installation on a level site is included with your metal barn. Our crew fabricates and installs it the same way a cash purchase would be handled. You are responsible for site prep and levelling the ground before delivery, which matters more on a barn than on a carport because of the footprint.

Can I Rent to Own a Barn on Concrete or Bare Ground?

Both. Plenty of barns go straight onto graded ground with rebar anchors, which is common for hay, equipment and livestock use. If you want a slab, the barn itself goes on the rent-to-own agreement and concrete is quoted separately, because slab work is carried out by a local contractor before delivery. See metal buildings with concrete for how that works.

What Is the Difference Between Rent-to-own and Financing a Barn?

Rent-to-own needs no credit check, approves the same day, runs 24 to 72 months and caps at $25,000. Financing runs a credit check, covers buildings up to $250,000 and stretches to 180 months for a lower monthly payment. On barns specifically, financing is the more common route simply because of the sizes people want. The rent-to-own program page compares both in full.

Are Rent-to-own Barns Available in My State?

Rent-to-own availability varies by state. Send your ZIP code with your quote request and a building specialist will confirm what is available in your area, what wind and snow certification your county asks for, and what the delivered price looks like before you sign anything.
Transparency

Terms and Conditions

We want you to have everything you need to make an informed decision before you sign. Read the full rent-to-own terms and conditions, then come back and start your quote.

Get the Barn Up Now, Pay for It Monthly

No credit check up to $25,000, approval the same day, and you can pay it off whenever you are ready. Send your details and a building specialist will size the barn, tell you straight whether it fits rent-to-own or needs financing, and price it with you.

All monthly payments shown on this page are illustrative estimates only, calculated on the balance remaining after a 10% down payment and shown before taxes. They are not an offer, quote or commitment. A security deposit is required, and your actual payment, term and total cost are set out in your signed rent-to-own agreement. Starting prices are the lowest currently listed for each barn style inside the rent-to-own range and vary by state, certification and options. Rent-to-own is offered by Carport Central directly on buildings priced between $2,500 and $25,000; barns above $25,000, including most horse barns and large raised-centre barns, go through third-party financing. Rent-to-own availability varies by state. Title to the barn remains with Carport Central until the agreement is paid in full.

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